The Operator provides Users of the Service with an opportunity to use the “Autopayment” Service (hereinafter the “Service”), under which the Operator automatically makes a Payment in favor of the Supplier selected by the User in accordance with the parameters previously established by the User, without the need to confirm each individual transaction.

2. The Service is provided in two independent types:
— scheduled automatic payment;
— event-based automatic payment.

3. The Service may be used for automatic payment for goods, works and services of Suppliers, as well as for mandatory and other payments in favor of Suppliers. The list of such Suppliers is determined by the Operator and made available to the User in the Service interface. The Operator has the right to unilaterally change and expand the list of Suppliers in respect of which the Service is provided.

4. The Service operates within the Service interfaces and is available only to Users of the Service.

5. To activate the Service, the User selects a Supplier, a bank card or electronic wallet, the type of automatic payment, and specifies the parameters required for the selected type of automatic payment:
— when selecting a scheduled automatic payment, the User specifies the frequency and/or date of the automatic Payment;
— when selecting an event-based automatic payment, the User specifies the condition for making the automatic Payment, including the value of the indicator upon reaching which the automatic Payment shall be made.

The User specifies the amount of the automatic Payment, reviews the terms of this Annex and confirms their consent by placing a check mark and pressing the “Activate” button or by another method equivalent to the button in terms of its purpose.

6. The User’s performance of the actions stipulated in Clause 5 of this Annex constitutes full and unconditional acceptance of this Annex in accordance with Article 370 of the Civil Code of the Republic of Uzbekistan, as well as confirmation of the User’s prior consent to the automatic making of Payments in accordance with the parameters established by the User.

7. The User’s consent is provided in electronic form. The date and time of connection to the Service and the parameters established by the User are recorded and stored by the Operator’s information system.

8. By accepting the terms of the Offer in accordance with the requirements of the legislation of the Republic of Uzbekistan “On Personal Data”, the User gives their unconditional consent to the processing of their personal data in accordance with the procedure and on the terms specified in the Personal Data Protection and Processing Policy published on the Operator’s website.

9. The User has the right to change the parameters of the Service at any time, including the payment amount, Schedule, automatic payment condition, bank card/electronic wallet and other parameters in the Service interface. The changes shall apply from the moment they are saved in the Service.

10. The User has the right to suspend the Service at any time through the Service interface. During the suspension period, automatic payments shall not be made from the moment the Service is suspended.

11. The User has the right to disable the Service at any time through the Service interface. From the moment the Service is disabled, the Operator shall cease making new automatic Payments.

12. Upon each automatic payment, the Operator shall notify the User of the transaction made through the Service interfaces by means of push notifications, SMS messages or other available communication channels. The Operator shall also have the right to notify the User by the above-mentioned means of the inability to make the Payment, changes in the status of the Service, and other notifications related to its use.
13. When using a scheduled automatic payment, the Operator automatically makes a payment on the date or with the frequency established by the User (hereinafter, the “Schedule”).

14. The User independently determines the Schedule, payment amount, bank card or electronic wallet, Supplier and other parameters necessary for making the Payment in the Service interface. The Schedule may provide for daily, weekly, monthly or other recurrence supported by the Service.

15. A scheduled automatic payment is made in accordance with the established Schedule, provided that the terms of this Annex and the Offer are complied with and the Payment can be made. The time of making the Payment within the relevant date shall be determined by the Operator based on the technical characteristics of the Service.

16. The Operator has the right to establish restrictions, including the minimum and maximum Payment amount, available Schedule options, the maximum number of automatic payments within a specified period and other restrictions displayed in the Service interface.

17. An automatic payment may not be made due to insufficient funds on the bank card or electronic wallet, a refusal by the bank or other payment organization, blocking or expiration of the bank card, blocking or unavailability of the electronic wallet, lack of interaction with the Supplier, technical maintenance or other circumstances preventing the Payment from being made.

18. When using an event-based automatic payment, the Operator automatically makes the Payment upon occurrence of the condition previously established by the User, provided that the Service functionality provides for the possibility of verifying such condition.

19. The condition for making an automatic Payment is a decrease in the User’s balance (remaining balance) with the relevant Supplier below the value established by the User when connecting the Service. Upon occurrence of the specified condition, the Operator makes a Payment in the amount previously established by the User in order to replenish the User’s balance with the relevant Supplier.

20. In the case of an event-based automatic payment, the date and time of the Payment are not determined in advance, and the time of making the Payment depends on the occurrence of the condition established by the User and the results of its verification by the Operator.

21. Verification of the occurrence of the condition for making an automatic Payment is performed automatically by the Operator at intervals determined by the technical capabilities of the Service. Verification is not performed in real time unless otherwise expressly provided by the functionality of the Service.

22. The value of the indicator required to determine the occurrence of the condition for making an automatic Payment is established on the basis of information received by the Operator from the relevant Supplier or other persons participating in the exchange of information. The Operator shall not be liable for the reliability, completeness, relevance or timeliness of the provision of such information by the Supplier or third parties.

23. Upon occurrence of the condition established by the User, an automatic Payment shall be made subject to the simultaneous fulfillment of the following conditions:
— availability of sufficient funds on the selected bank card or electronic wallet;
— absence of restrictions preventing the Payment from being made;
— absence of a previously successfully completed automatic Payment in respect of the relevant Supplier within the restriction period established by the Operator.

24. The Operator has the right to establish restrictions when using an event-based automatic payment, including the minimum and maximum Payment amount, the minimum and maximum value of the indicator, the value of the indicator at which the Payment is made, the number of automatic Payments made in respect of one Supplier within a specified period, as well as other restrictions displayed in the Service interface.
25. An automatic Payment shall not be made, including due to insufficient funds on the bank card or electronic wallet, refusal by the bank or other payment organization, blocking or invalidity of the bank card, blocking or unavailability of the electronic wallet, absence or unavailability of data required to verify the condition for making the automatic Payment, lack of interaction with the Supplier, reaching the established limit on the number of automatic Payments, technical maintenance, as well as other circumstances preventing the Payment from being made.

26. The Operator provides the User with an automatic payment service and is not the seller of goods, contractor performing works, or provider of services. The Operator shall not be liable for the content and quality of goods, works and services, the accuracy and timeliness of information provided by Suppliers and other third parties, the relevance of information used to determine the conditions of an automatic payment, or the inability to make a Payment due to circumstances beyond the Operator’s reasonable control. This provision shall not release the Operator from liability for a breach of its obligations caused by its fault.

27. Connection to the Service does not guarantee the absence of the User’s indebtedness to the Supplier, the timely performance of the User’s obligations or the uninterrupted provision of the relevant goods, works or services.

28. The User shall be responsible for the accuracy of the parameters specified by the User for the Service. In the event that a Payment is made on the basis of incorrectly specified data, any matters related to the return of the User’s funds shall be resolved directly with the Supplier in accordance with the legislation of the Republic of Uzbekistan and the rules of the relevant Supplier.

29. The Operator does not participate in the return of funds, is not a party to such relations and shall not be liable for the Supplier’s decision to return the funds or for the timing of such return.

30. The Operator has the right to suspend the provision of the Service in full or in respect of individual Suppliers in cases provided for by the legislation of the Republic of Uzbekistan or the Offer, as well as during technical maintenance, upon detection of signs of unauthorized use of the Service, fraudulent activities or other circumstances that may affect the security of Payments.

31. In all matters not regulated by this Annex, the provisions of the Offer and the legislation of the Republic of Uzbekistan shall apply.