What is identification in the Click system?
Click-Identification is a feature with which you get additional options for managing your account. Including the absence or simplified removal of anti-fraud restrictions (anti-fraud restrictions are designed to protect the account if there is a suspicion that a fraudster has taken possession of it).
Identification confirms the match of the owner's face, as well as the match of the entered data (passport data and PINFL) with the information available in the state biometric database. To pass identification, you will need a smartphone, the Click Up application and a couple of minutes of your time.
From the moment you become an identified user, Click provides you with an additional tool to protect your account, which is a distinct advantage and difference of identified customers. In addition, you no longer have to remember and write down your personal data, they will always be available to you in the Click Up application, you can view and even copy them at any time.
What is verification in the Click system?
Verification is a simplified version of identification, a procedure for verifying a person trying to log into an account with previously received information. Thus, verification is available only to previously identified users. It allows you to make sure that it is the owner, and not the intruder, who gets access to certain functions.
With the help of verification, you can be sure that no one except you will be able to change the PIN code you have set, add a new device or delete your account, because the verification that it is you who sends these requests will be confirmed by a unique system that has no analogues in Uzbekistan - Click will request your image (it's not possible to run this using a photo instead of a live face) and compare it with the data obtained during identification. The verification will take no more than 2 minutes, if it matches, you will be given the required access to carry out operations directly related to your finances.
Click was the first payment application in Uzbekistan to introduce additional security for your finances and personal data, which reduces to almost zero the possibility of your account being hacked by a third party for dishonest purposes and helps in situations where the account capabilities are limited by the Antifraud system.
What is Antifraud in the Click system?
This is a set of measures designed to promptly respond to the actions of intruders and minimize the possibilities of fraudsters when an account is hacked. This set of measures establishes a limit on transfers, payments above a certain limit, access to personal data of an identified owner and other functions. Thus, Antifraud significantly increases the level of security for using the Click system.
Antifraud begins to act in the following situations:
1) when you first log into your account from a new device, to make sure that it is not hacked;
2) when changing the PIN code, to provide additional security with simple passwords;
3) when you are abroad or using a VPN, due to high risks of fraud.
How to remove restrictions when adding a new device?
Restrictions can be removed in 2 ways:
No. 1. Pass verification.
To remove restrictions in this way, the user must be identified in the Click system. Verification takes place by evaluating the user's face. In this case, the system will check the received image with what have been done during the identification process. In case of successful verification, all restrictions will be removed. After 5 unsuccessful verification attempts, the possibility of re-verification will be blocked for 24 hours.
No. 2. Support call.
All restrictions imposed by the Antifraud system can be removed by calling the support service and providing the operator with correct data to verify their authenticity.